List of the certificates

ID: 2025008 Impact of Digital Banking and Financial Literacy on Consumer Saving Behavior: The Mediating Role of Financial Inclusion – Siti Aina Kamal, Universiti Kebangsaan Malaysia

ID: 2025007 Machine Learning Applications for Predictive Maintenance in ManufacturingMuhammad Iqbal Ridzuan (Universiti Kebangsaan Malaysia)

ID: 2025006 Enhancing Cybersecurity Through AI-Driven Threat Detection ModelsZulaikha Kamal (Universiti Teknologi Malaysia)

ID: 2025005 Digital Transformation in Malaysian SMEs: Opportunities and BarriersFtkri Hamdan (Universiti Utara Malaysia)

ID: 2025003 The Role of Islamic Finance in Malaysia’s Economic DevelopmentMuhammad Basri (International Islamic University Malaysia)

ID: 2025002 STEM Education Challenges and Opportunities in Malaysian SchoolsFaridah Hussain (Universiti Kebangsaan Malaysia)

ID: 2025001 E-Learning Effectiveness in Higher Education: A Case Study of Malaysian UniversitiesAminah Rahim (Universiti Sains Malaysia)

2025

ID: 2025009 Optimization of Ship Fuel Efficiency Using AI-Based Predictive Models: Farhan Muzakir (Universiti Teknologi Malaysia)

ID: 2025011 The Influence of Foreign Direct Investment and Trade Openness on Economic Growth: The Mediating Role of Industrial Development – Nurul Hidayah Zainal, Universiti Kebangsaan Malaysia

ID: 2025012 The Impact of Financial Development and Political Stability on Economic Outcomes: The Moderating Role of Institutional and Regulatory Environment- Wasim Ullah, University Malaysia Terengganu

ID: 2025004 The Influence of Work-Life Balance and Job Satisfaction on Employee Productivity: The Role of Organizational CultureHasmadi Rahman, Universiti Teknologi MARA

ID: 2025010 Blockchain Integration for Secure Digital Identity Management in E-Government Systems – Aiman Faizal (Universiti Malaya)